Refund & Cancellation Policy
Clear, fair, and straightforward. Here's exactly how cancellations and refunds work on Samyak Gyan.
Last Updated: February 2026⚡The Quick Version
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Cancel anytime from your account
📅
Access continues until billing cycle ends
₹
No partial-period refunds
🕑
Full refund within 48 hours of first payment if unused
💳 Subscription Plans
Samyak Gyan offers the following subscription plans:
| Plan | Amount | Billing Cycle | Auto-Renewal |
|---|---|---|---|
| Standard | ₹300/month | Monthly | Yes |
| Samyak Pricing | ₹180/month | Monthly | Yes |
| Quarterly | ₹540/quarter | Every 90 days | Yes |
Important: All plans auto-renew. You will be charged automatically at the start of each billing cycle unless you cancel before the renewal date.
❌ How Cancellation Works
Cancelling your subscription is simple and entirely self-service:
- Cancel anytime: You can cancel your subscription from your account settings at any point.
- End of cycle: Cancellation takes effect at the end of your current billing cycle. You are not charged again.
- Full access until expiry: You retain complete access to all content until your paid period expires.
- No fees: There are no cancellation fees, penalties, or hidden charges.
- Resubscribe anytime: After cancellation, you can resubscribe whenever you choose. No restrictions.
Cancellation is instant and self-service. No emails, no calls, no waiting. You are in full control.
₹ Refund Policy
When Refunds Are Issued
- First payment refund: Full refund within 48 hours of your first subscription payment, provided you have not accessed any paid content during that period.
- Technical failure: If a payment was charged but the subscription was not activated due to a technical error on Samyak Gyan's end.
- Duplicate charge: If you were charged twice for the same billing cycle due to a processing error.
When Refunds Are Not Issued
- After 48 hours: Refund requests made more than 48 hours after the first payment.
- Partial periods: For partial billing periods - e.g., cancelling mid-month does not entitle a pro-rata refund.
- Content accessed: If paid content has been accessed after the payment was made.
- Missed usage: For periods where the subscription was active but unused - e.g., "I didn't use it this month."
Processing time: Approved refunds are processed back to the original payment method within 5–7 business days.
🔄 Payment Failures & Retries
If an auto-renewal payment fails, here's what happens:
- Automatic retries: Razorpay will retry the payment up to 3 times over approximately 7 days.
- Access continues: During the retry period, your access remains active.
- All retries fail: If all retry attempts fail, your subscription is paused and access is suspended.
- No penalty: You can resubscribe at any time without any penalty or additional charges.
📩 How to Request a Refund
If you believe you are eligible for a refund, follow these steps:
- Contact us: Reach out through the Contact page.
- Provide details: Include your Telegram username and the date of the payment in question.
- Review: Samyak Gyan will review your request and respond within 48 hours.
- Processing: Approved refunds are processed within 5–7 business days to your original payment method.
📝 Changes to This Policy
If Samyak Gyan makes significant changes to this refund and cancellation policy, it will:
- Update the "Last Updated" date at the top
- Notify users through the platform
- Provide a summary of what changed